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Bar Admissions

Minnesota
U.S. District Court
  • Minnesota
  • N.D. California
  • W.D. Texas
U.S. Court of Appeals
  • Fifth Circuit
  • Eighth Circuit

Languages

Danish
French

Leadership & Community

  • American Bar Association: Insurance Coverage Litigation Committee
  • Danish Consulate in Minneapolis: Consul 2014-present
  • Consular Corps of Minnesota, USA and Nordic Consul Committee: 2014-present
  • Danish American Center: Board Member 2011-2013, 2019-present; Vice President 2019-present; Pro Bono Legal Counsel 2002-2019

Overview

Rikke Dierssen-Morice has collaborated with corporate policyholders in the U.S. and abroad on insurance claims and in recovery litigation for nearly 20 years. She serves as national insurance counsel to business policyholders, with particular depth in the food, agriculture, manufacturing, financial, and construction industries.

Rikke, who began her career drafting coverage opinions, position letters, and litigating as a part of a national coverage counsel team for a major insurer, has successfully handled high-stakes insurance claims in bench and jury trials throughout the U.S. Assisting 100+ clients each year to recover on small to multimillion-dollar insurance claims, Rikke also realizes that litigation is not always the best path, and leverages her early experiences as insurer counsel to help her policyholder clients work with claims representatives and coverage counsel to achieve maximum payment. She is skilled at fully and correctly documenting many different types of insurance claims—and is a fierce advocate on behalf of her clients.

Notably, Rikke was instrumental in obtaining over $200 million in commercial property insurance recoveries for clients resulting from Hurricanes Harvey, Maria, Isaac, and Katrina.

Nationally, Rikke has worked on matters involving:

  • Directors and officers (D&O) insurance procurement and recovery;
  • Food contamination general liability and recall insurance recovery;
  • Cyber coverage procurement and claims;
  • Pollution/alleged groundwater contamination claims under general liability, property, and pollution policies;
  • Theft and fraud claims under financial institutions bonds, crime, and liability policies;
  • Errors and omissions (E&O) and professional coverage claims;
  • Product liability insurance recovery for manufacturers;
  • International shipping/marine and property coverage for lost or destroyed products and container leakage claims; and
  • Property and appraisal recovery claims for storm destruction damages.

Internationally, Rikke has worked extensively on non-admitted insurance issues and international policy drafting in addition to recovering insurance funds for losses in Europe, Asia, and South America. In addition, she has extensive experience advising U.S. companies across Europe on contract drafting, retention of and work with in-country counsel, and provision of supporting opinions and analysis.

Rikke serves as the Honorary Consul for Denmark in Minnesota, North Dakota, and South Dakota, having been appointed by Queen Margrethe II of Denmark in 2014. Rikke studied and worked in France for eight years and is fluent in French. She has also worked in Denmark and is fluent in Danish.

Experience

  • Litigated cases in 19 states, including 20+ trials to judgment.
  • Assist deal counsel with insurance procurement, program evaluation, and claims and litigation evaluation as well as negotiation of representation and warranty insurance coverage.
  • Assist clients and insurance brokers with annual insurance procurement and board reporting on insurance choices and program details.
  • Advise clients and attorneys on risk management, legal ethics and loss prevention.
  • Successful coverage litigation recoveries in the last 10 years include recoveries for Donaldson, SunOpta, M. A. Mortenson, General Mills, Flint Hills Resources, Wells Fargo and Western National Bank.
  • Over $200 million in commercial property insurance recoveries from Hurricanes Harvey, Maria, Isaac, and Katrina.
  • Recent successful insurance recoveries on contested coverage for:
    • Fire fatalities in group home in 2018;
    • Apartment manager in balcony fall fatality case in 2019;
    • Construction company for injury case in 2019; and
    • Crime bond recovery in 2018 for university faculty-owned condominium association.
  • Selected publicly-filed policyholder litigation includes:
    • National Union Fire Insurance Company of Pittsburgh, PA v. Cargill, Inc., (D. Minn. 2020). Lead coverage counsel for food company seeking recovery of over $22 million under crime coverage.
    • Life Time, Inc. et al. v. Zurich American Insurance Company, (Minn. Dist. Court/D. Minn. 2020). Lead coverage counsel representing nearly 150 health and fitness centers seeking insurance recovery of over $130 million for COVID-19 business interruption losses throughout the United States.
    • National Union Fire Ins. Co. of Pittsburgh, Pa. v. Donaldson Company, Inc., 926 F.3d 1014 (8th Cir. 2019), rehearing and rehearing en banc denied (July 26, 2019). Lead counsel from 2012 to 2019 in federal district court and at the 8th Circuit Court of Appeals regarding interpretation of an AIG Batch Clause, a clause for which there was no controlling case law in the jurisdiction. The case addressed “occurrence” law in the context of products liability losses and determined the number of “occurrences” and large $500,000 deductibles owed under products liability coverage.
    • M. A. Mortenson Co. v. Virginia Sur. Co., Inc., Civ. 10-3075 MJD/AJB, 2011 WL 3610435 (D. Minn.). Lead counsel representing a construction company against Virginia Surety through a summary judgment determination that the insurer breached its duty to defend and owed indemnity to the insured as an additional insured.
    • Six Flags, Inc. v. Westchester Surplus Lines Ins. Co., 565 F./3d 948 (5th Cir. 2009). Lead counsel representing amusement park in Hurricane Katrina insurance recovery above $27 million flood submits.
    • Pacific Ins. Co. v. Burnet Title, Inc., 380 F.3d 1061 (8th Cir. 2004). Lead coverage counsel on errors and omissions policy representing real estate company in finding that insurer breached its duty to defend.
    • Westfield Ins. Co. v. Kroiss Construction, 694 N.W.2d 102 (Minn. App. 2005). Lead counsel representing builder against water damage litigation, finding that insurer breached its duty to defend.
    • Pacific Ins. Co. v. Burnet Title, Inc., 380 F.3d 1061 (8th Cir. 2004). Lead coverage counsel on errors and omissions policy representing real estate company in finding that insurer breached its duty to defend.
    • TIG Insurance Co. v. Premier Parks, Inc. aka Six Flags, 2004 WL 728858 (Del. Sup. Ct.). Lead counsel representing amusement park for 6 million indemnity recovery under CGL policy.

Honors

Fellow, American College of Coverage Counsel, 2020

Honorary Consul for Denmark in Minnesota, North Dakota, and South Dakota, appointed by Magrethe II of Denmark, 2014-present

Dane of the Year for Pro Bono Legal Services, Danish American Center, 2006

Founding Year Fellow, Litigation Counsel of America (The Litigation Counsel of America is a trial lawyer honorary society composed of less than one-half of one percent of American lawyers. Fellows are selected based upon effectiveness and accomplishment in litigation, both at the trial and appellate levels, and superior ethical reputation.)

March 14, 2019
March 15, 2018
July 13, 2017
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October 17, 2019
February 2, 2015
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